A trust separates the legal ownership of an asset from the people who benefit from it. That simple idea makes trusts one of the most flexible tools in estate planning.
They can protect an inheritance for children until they are old enough to manage it, help shelter assets from care fees or divorce, and provide for a vulnerable family member without affecting their entitlement to benefits.
Used well, trusts keep your wealth flowing across generations — supporting the people you care about, exactly as you intend.